Privacy Policy

Effective from January 1, 2025

This Privacy Policy outlines how user data is handled and protected when using https://tgbudget.com and the Telegram bot @ai_family_finance_bot (the «Service») in compliance with international data protection standards and the General Data Protection Regulation (GDPR).

1. General Principles & Controller

1.1. Protecting your privacy is our highest priority. All data processing strictly adheres to the principle of data minimization (Art. 5(1)(c) GDPR).

2. Data We Collect & Processing Purposes

We collect only the minimum technical information required to deliver personal and shared family budgeting features:

Telegram Identifiers: Telegram User ID, username, and first name (used strictly to associate receipts and link shared family accounts).
Expense & Income Records: Amounts, dates, merchant names, and categories entered via text, voice, or photo.
Receipt Photos & Voice Notes: Processed algorithmically by AI solely to extract purchase details. Never sold to advertising networks or used for AI model training.

🔒 Bank Card Security: The Service never requests, accesses, or stores bank card numbers, CVV codes, SMS verification codes, or banking passwords.

3. Your Rights under GDPR

You have the right to access, rectify, and request the complete erasure («Right to be forgotten», Art. 17 GDPR) of all your stored transactions and account data at any time.

4. Contact & Privacy Inquiries

For privacy questions or to request complete data deletion, please contact support: Telegram @iq_alex.