Privacy Policy

Effective from January 1, 2025

This Privacy Policy outlines how user data is handled and protected when using https://tgbudget.com and the Telegram bot @ai_family_finance_bot (the "Service").

1. General Provisions

1.1. By using the Service, you agree to the collection and use of information in accordance with this policy.

1.2. If you do not agree, please discontinue using the Telegram bot and the Service.

2. Data We Collect

We only collect the minimum amount of data required to deliver core budgeting features:

Telegram Identifiers: Telegram User ID, username, and first name (used strictly to associate receipts and shared family accounts).
Expense & Income Records: Amounts, dates, merchant names, and categories entered via text, voice, or photo.
Receipt Photos & Voice Notes: Processed algorithmically by AI solely to extract purchase details. Never sold or shared with ad networks.

🔒 Bank Card Security: The Service never requests, accesses, or stores bank card numbers, CVV codes, SMS verification codes, or banking passwords.

3. Contact Information

For support and inquiries: Telegram @iq_alex